.elementor-2446 .elementor-element.elementor-element-2a906139{--display:flex;}/* Start custom CSS */:root {
  --sg-forest:      #0F6E56;
  --sg-forest-deep: #085041;
  --sg-teal:        #147A6E;
  --sg-teal-soft:   #E1F5EE;
  --sg-amber:       #B45309;
  --sg-amber-bg:    #FEF3C7;
  --sg-amber-bd:    #F59E0B;
  --sg-ink:         #1a1a1a;
  --sg-ink-mid:     #3d3d3d;
  --sg-ink-soft:    #6B7280;
  --sg-cream:       #FAFAF7;
  --sg-cream-alt:   #F3F1EC;
  --sg-border:      #E5E1D8;
}

.sg-article {
  font-family: "Lato", -apple-system, BlinkMacSystemFont, sans-serif;
  color: var(--sg-ink);
  background: var(--sg-cream);
  line-height: 1.75;
  font-size: 16.5px;
}
.sg-article * { box-sizing: border-box; }

.sg-body {
  max-width: 720px;
  margin: 0 auto;
  padding: 56px 20px 80px;
}

/* Kicker */
.sg-kicker {
  display: inline-block;
  font-family: "Lato", sans-serif;
  font-size: 11px;
  letter-spacing: 2.4px;
  text-transform: uppercase;
  color: var(--sg-forest);
  font-weight: 700;
  margin-bottom: 20px;
  padding: 6px 14px;
  border: 1px solid var(--sg-forest);
  border-radius: 100px;
  background: var(--sg-teal-soft);
}

/* H1 — serif italic teal */
.sg-h1 {
  font-family: "Playfair Display", Georgia, serif;
  font-weight: 600;
  font-style: italic;
  font-size: 34px;
  line-height: 1.35;
  color: var(--sg-teal);
  margin: 0 0 24px;
  letter-spacing: -0.3px;
}

/* Byline */
.sg-byline {
  font-family: "Playfair Display", Georgia, serif;
  font-style: italic;
  font-size: 15px;
  color: var(--sg-ink-mid);
  margin-bottom: 40px;
  padding-bottom: 20px;
  border-bottom: 1px solid var(--sg-border);
}
.sg-byline strong {
  font-style: normal;
  font-weight: 500;
  color: var(--sg-forest);
  font-family: "Lato", sans-serif;
}

/* Hero image */
.sg-hero-img { margin: 0 0 32px; border-radius: 6px; overflow: hidden; }
.sg-hero-img img { width: 100%; height: auto; display: block; }
.sg-hero-img figcaption {
  font-family: "Lato", sans-serif;
  font-size: 13px;
  color: var(--sg-ink-soft);
  padding: 12px 4px 0;
  font-style: italic;
}

/* Core answer box */
.sg-core-answer {
  background: var(--sg-teal-soft);
  border-left: 4px solid var(--sg-forest);
  padding: 26px 30px;
  margin: 0 0 40px;
  border-radius: 0 4px 4px 0;
}
.sg-core-answer .sg-core-label {
  font-family: "Lato", sans-serif;
  font-size: 10px;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--sg-forest);
  font-weight: 700;
  margin-bottom: 12px;
}
.sg-core-answer p {
  margin: 0;
  font-size: 16.5px;
  line-height: 1.7;
  color: var(--sg-forest-deep);
}

/* Author card */
.sg-author-card {
  background: #fff;
  border: 1px solid var(--sg-border);
  padding: 24px;
  margin: 36px 0;
  border-radius: 6px;
  display: flex;
  gap: 18px;
  align-items: flex-start;
}
.sg-author-avatar {
  flex-shrink: 0;
  width: 56px; height: 56px;
  background: var(--sg-forest);
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: "Playfair Display", Georgia, serif;
  font-weight: 600;
  font-size: 18px;
}
.sg-author-info {
  font-family: "Lato", sans-serif;
  font-size: 14px;
  color: var(--sg-ink-mid);
  line-height: 1.65;
}
.sg-author-info .sg-author-name {
  display: block;
  font-family: "Playfair Display", Georgia, serif;
  font-weight: 600;
  color: var(--sg-forest-deep);
  font-size: 16px;
  margin-bottom: 6px;
  letter-spacing: -0.2px;
}
.sg-author-info a {
  color: var(--sg-forest);
  text-decoration: none;
  border-bottom: 1px dotted var(--sg-forest);
}
.sg-profile-links { margin-top: 10px; font-size: 13px; color: var(--sg-ink-soft); }
.sg-profile-links .sg-links-label { font-size: 11px; font-weight: 500; }

/* Headings */
.sg-body h2 {
  font-family: "Playfair Display", Georgia, serif;
  font-weight: 600;
  font-size: 26px;
  color: var(--sg-teal);
  line-height: 1.4;
  margin: 48px 0 18px;
  letter-spacing: -0.3px;
}
.sg-body h3 {
  font-family: "Playfair Display", Georgia, serif;
  font-weight: 500;
  font-size: 19px;
  color: var(--sg-forest-deep);
  margin: 28px 0 12px;
}

.sg-body p { margin: 0 0 20px; color: var(--sg-ink-mid); }
.sg-body p strong { color: var(--sg-ink); font-weight: 500; }

/* Pull quote — italic serif for English */
.sg-pullquote {
  font-family: "Playfair Display", Georgia, serif;
  font-size: 22px;
  line-height: 1.55;
  color: var(--sg-forest-deep);
  font-style: italic;
  border-left: 3px solid var(--sg-forest);
  padding: 8px 0 8px 28px;
  margin: 36px 0;
  font-weight: 500;
  letter-spacing: -0.2px;
}
.sg-pullquote cite {
  display: block;
  font-family: "Lato", sans-serif;
  font-size: 13px;
  color: var(--sg-ink-soft);
  font-style: normal;
  font-weight: 400;
  margin-top: 12px;
  letter-spacing: 0;
}

/* SG reader note — amber */
.sg-reader-note {
  background: var(--sg-amber-bg);
  border-left: 4px solid var(--sg-amber-bd);
  padding: 22px 26px;
  margin: 36px 0;
  border-radius: 0 4px 4px 0;
}
.sg-reader-note .sg-note-label {
  display: flex;
  align-items: center;
  gap: 8px;
  font-family: "Lato", sans-serif;
  font-size: 11px;
  letter-spacing: 1.6px;
  text-transform: uppercase;
  color: var(--sg-amber);
  font-weight: 700;
  margin-bottom: 12px;
}
.sg-reader-note p {
  margin: 0 0 10px;
  font-family: "Lato", sans-serif;
  font-size: 14.5px;
  line-height: 1.65;
  color: #78350F;
}
.sg-reader-note p:last-child { margin-bottom: 0; }

/* FAQ */
.sg-faq { margin: 48px 0 40px; }
.sg-faq h2 { margin-top: 0; }
.sg-faq-item { border-top: 1px solid var(--sg-border); padding: 20px 0; }
.sg-faq-item:last-child { border-bottom: 1px solid var(--sg-border); }
.sg-faq-item h3 {
  font-family: "Playfair Display", Georgia, serif;
  font-weight: 500;
  font-size: 18px;
  color: var(--sg-forest-deep);
  margin: 0 0 10px;
}
.sg-faq-item p { margin: 0; font-size: 15.5px; line-height: 1.7; }

/* CTA */
.sg-cta {
  background: var(--sg-teal-soft);
  padding: 32px 28px;
  margin: 40px 0;
  border-radius: 8px;
  text-align: center;
}
.sg-cta h3 {
  font-family: "Playfair Display", Georgia, serif;
  color: var(--sg-forest-deep);
  font-size: 22px;
  margin: 0 0 8px;
  font-weight: 600;
  letter-spacing: -0.2px;
}
.sg-cta p {
  font-family: "Lato", sans-serif;
  color: var(--sg-forest-deep);
  font-size: 14.5px;
  margin: 0 0 20px;
}
.sg-cta-buttons { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }
.sg-cta-btn {
  display: inline-block;
  padding: 12px 22px;
  border-radius: 6px;
  text-decoration: none;
  font-family: "Lato", sans-serif;
  font-size: 14px;
  font-weight: 500;
  transition: all 0.2s;
}
.sg-cta-primary { background: var(--sg-forest); color: #fff !important; }
.sg-cta-primary:hover { background: var(--sg-forest-deep); }
.sg-cta-secondary {
  background: #fff;
  color: var(--sg-forest) !important;
  border: 1px solid var(--sg-forest);
}
.sg-cta-secondary:hover { background: var(--sg-teal-soft); }

/* Related links */
.sg-related {
  border-top: 1px solid var(--sg-border);
  padding-top: 32px;
  margin-top: 48px;
}
.sg-related h3 {
  font-family: "Playfair Display", Georgia, serif;
  color: var(--sg-forest-deep);
  font-size: 18px;
  margin: 0 0 16px;
  letter-spacing: -0.2px;
}
.sg-related ul { list-style: none; padding: 0; margin: 0; }
.sg-related li {
  padding: 10px 0;
  border-bottom: 1px solid var(--sg-border);
  font-size: 15px;
}
.sg-related li a { color: var(--sg-forest); text-decoration: none; font-weight: 500; }
.sg-related li a:hover { color: var(--sg-teal); }

/* HSA disclaimer footer */
.sg-hsa-footer {
  background: var(--sg-cream-alt);
  padding: 22px 26px;
  margin: 40px 0 0;
  border-radius: 6px;
  font-family: "Lato", sans-serif;
  font-size: 12.5px;
  color: var(--sg-ink-soft);
  line-height: 1.65;
}
.sg-hsa-footer strong {
  display: block;
  color: var(--sg-ink-mid);
  font-weight: 500;
  margin-bottom: 8px;
  font-size: 11px;
  letter-spacing: 1.4px;
  text-transform: uppercase;
}

/* Responsive */
@media (max-width: 600px) {
  .sg-h1 { font-size: 26px; }
  .sg-body h2 { font-size: 22px; }
  .sg-pullquote { font-size: 19px; padding-left: 20px; }
  .sg-author-card { flex-direction: column; }
  .sg-cta-buttons { flex-direction: column; }
  .sg-cta-btn { width: 100%; }
}/* End custom CSS */